FCLF has achieved an Aeris rating of 3-Star, AA, Policy+. This CDFI Rating system gives FCLF investors confidence in our financial strength.

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FCLF E-News www.fclf.org

Florida Community Loan Fund recently completed an independent audit by Aeris and we maintained our rating of:  
★★★ AA Policy Plus 
The Rating Represents:
• Impact: Three Stars★★★.  FCLF has a clear alignment of mission, strategies, activities, and data that guide our programs and planning.
• Financial: AA. FCLF has very strong financial strength, performance, and risk management practices relative to our size, complexity, and risk profile.
• Policy Plus. FCLF is a leader in advocating for government policy that benefits community development in general, and disadvantaged people in those communities.

Aeris Rated FCLF 3 Star AA Policy Plus

FCLF was one of the first groups to receive an Aeris rating back in 2004, and we were an early adopter of Aeris' new annual rating process that was launched in 2016. The rating reflects our commitment to providing reliable, flexible funding to socially responsible community developers in support of affordable housing and essential community services.

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FCLF Aeris Certificate Download

The Aeris rating system is an information service for community investors who are committed to strengthening economic resilience in underserved markets. This comprehensive, 3rd-party assessment of Community Development Financial Institutions (CDFIs) underscores FCLF’s solid social impact performance and financial strength. Learn more about FCLF’s organizational strength on our website’s Aeris Rating System section. Full rating information on FCLF and other Aeris rated CDFIs is available from www.AerisInsight.com

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FCLF-TD Bank

TD Bank and TD Charitable Foundation  have supported FCLF in building strong communities for move than 10 years. Learn more here.

"We believe that organizations such as FCLF play a significant role in sustaining vibrant and thriving communities, and we are pleased to support your ongoing efforts." – TD Bank, Ernie Diaz, South Florida Market President

Central Florida Health Care ​provides health care for patients of any income level across 3 rural Florida counties. Financing through FCLF's NMTC Program allowed expansion into new locations, serving 5,000 additional patients annually.

Click here to watch a video and hear the story in CEO Ann Claussen's own words.

FCLF-Central Florida Health Care

"FCLF and NMTC financing allowed Central Florida Health Care to build equity, guide our destiny, and most importantly, to be there for our patients." – Central Florida Health Care, Ann Claussen, CEO

R.E.A.C.H. transforms communities in South Florida by renovating vacant and blighted properties, and helping low-income households purchase these homes. Learn more about how FCLF provides needed capital to help R.E.A.C.H. succeed in their mission.

“It takes a lot to make the American dream of home ownership come true. FCLF makes this process simpler.” – Michael Roberts, Executive Director, R.E.A.C.H.

REACH home before remodel


​At Florida Community Loan Fund, we've been putting our capital and expertise to work in Florida's communities for 20 yearsLearn more about our financing and meet the FCLF team.

FCLF Helps Your Project Succeed

FCLF is a nonprofit, multifaceted financing entity with a 20+ year history of providing flexible capital and expertise to low-income communities across Florida, helping organizations achieve their missions. FCLF has financed $250 million through 250+ loans in Florida, making possible over $850 million in new investments in low-income communities in areas such as safe, affordable housing – homeless & special needs facilities – education & healthcare facilities – commercial & retail space to encourage new local businesses – access to fresh, healthy foods. www.FCLF.org